UTB + Aprao

Aprao's collaboration with United Trust Bank is based on a shared passion for innovation in property development.

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Aprao's relationship with United Trust Bank (UTB) started with an article written by our CEO Daniel Norman.  United Trust Bank’s ‘Wise Owls’ are industry thought leaders who give their opinions on a range of topics relating to the Real Estate sector. Daniel’s ‘Wise Owl’ article examined why so many property developers and house builders were still using Excel to present their appraisals, despite its many drawbacks.

Trusted development finance meets technical excellence

UTB supports the building activities of developers throughout England and Wales. They receive high volumes of enquiries with each one requiring close scrutiny and attention to detail.  UTB welcomes the adoption of appraisal software such as Aprao which enables a consistent and uniform approach to the evaluation of development projects improving productivity and responsiveness for new financing requirements.


UTB are now able to accept and consider new development appraisals submitted through Aprao.



Adam Bovingdon    

Head of Property Development
United Trust Bank

"Aprao's approach to development appraisal management gives us - and property developers - the kind of efficiency, consistency, and accuracy we need to make data-driven decisions."



Choose the plan that's right for you

The prices you see below are subject to tax; applied at checkout.




For smaller developers and anyone wanting to validate Aprao as a financial modeling tool.


✔︎  Unlimited projects
✔︎  Two feasibilities included
✔︎  Three users included

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P/month, 3 users included

For growing businesses and teams working on multiple developments at any given time. 


✔︎  Unlimited projects
✔︎  Unlimited feasibilities
✔︎  Team collaboration and sharing
✔︎  Export to PDF and Excel
✔︎  Custom templates
✔︎  Additional users at $119 p/u/p/m

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P/m for 10 users, billed annually

For organizations with over 10 users, with a need for additional control, security and support.


✔︎  Everything in Grow
✔︎  Onboarding support
✔︎  Dedicated support contact 
✔︎  Dedicated account manager
✔︎  Centralized billing
✔︎  Templates for your organization
✔︎  Custom branded reports
✔︎  Additional users at $199 p/u/p/m

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Need some help choosing?

Speak to our team, we'll be more than happy to help.

Run financials from anywhere

There’s no need to return to your office to run development financials. With Aprao, you can work from a tablet, laptop or desktop - all you need is an internet connection.

Feasibility reports

Understand risks and returns

Avoid human error, and mitigate the inherent risk of using spreadsheets to project your financials. Aprao’s data-rich reporting will ensure you know exactly what your project looks like in financial terms, so that you can make faster, smarter decisions.

Automated cashflow

Assess projects efficiently

It used to take hours to effectively assess the viability of a project. But Aprao’s fast cashflow forecasting gives instant results, and will take the pain out of running your numbers.

Sensitivity analysis

Share information with ease

Avoid endless emails and attachments with one simple link to a live document. Stakeholders simply open that link, and they’ll always see the latest version of your project displayed in a perfectly-formatted report.

Residual values feature

Get everyone on the same page

You will never again need to dig around to find the latest version of a document or spreadsheet. With Aprao, you’ll have a single source of truth in a living document that is always up-to-date with the latest information on any given project.

Financial appraisals

Work together as a team

Forget emailing back-and-forth with colleagues, and all the waiting in-between. Aprao encourages team collaboration and sharing with live projects that are updated as-and-when you are working on them.

Lender approved

Trustpilot reviews

5 stars 5 stars 5 stars 5 stars 5 stars

“I started using Aprao 4-5 months ago. I was keen to see if this tool could improve the cashflow process for my clients. I have found it to be a highly capable piece of software that gets better month-on-month.

I now use it with all clients and lenders. It is both clear and concise, and generally a joy to use.

I would highly recommend to anyone who is thinking of trying it, to do just that.”

James Mole

Director, London Belgravia Specialist Finance
5 stars 5 stars 5 stars 5 stars 5 stars

The team at Aprao have developed extremely useful and unique viability technology that has helped us immensely with our development appraisals.

We were previously using Excel for our viabilities but they were not very adaptable at providing proper reports and cash flows, and then we found Aprao which has completely changed the way we carry out appraisals for the better.

The Aprao templates have been developed to greatly assist developers. They are clear and concise and speed up our time preparing appraisals for our development projects. It’s also great for running a number of projects at the same time. The reports and cash flows provided are excellent and presentable to show to partners; funders; banks and our own team.

Richard Benson

Director, Tay Developments
5 stars 5 stars 5 stars 5 stars 5 stars

I'd been tracking Aprao for some time, waiting for my project to come to fruition.

Not only is it super effective, but the team at Aprao follow through on the improvements users suggest.

The new revenue tools for rental income are a real bonus.

Tim Peppiatt

Chairman, Peppiatt & Williams
5 stars 5 stars 5 stars 5 stars 5 stars

“It is an absolute pleasure, and super useful to be able to insert details and the system works it all out for you.

Very user friendly, I am loving it!”

Angela Weideman

Director, KCW Properties
5 stars 5 stars 5 stars 5 stars 5 stars

The team at Aprao have helped from the very beginning ensuring we understood what they provided; answering any questions or queries in real-time and always being at the end of the phone if we need support.

Aprao is also very competitively priced and very good value for money. We highly recommend anyone wanting appraisal technology to use Aprao.

Richard Benson

Director, Tay Developments
5 stars 5 stars 5 stars 5 stars 5 stars

“The software is really stunning! If you are looking for appraisal software that saves you time, is easy to use and has brilliant customer service, you should definitely try Aprao.

The produced reports are very clear to read with as much or as little information as you want to show to the client. Our lender was impressed.

With spreadsheets, you can easily make a mistake. This is not the case with Aprao. No going back to Excel, for sure!”

Paul Sloboda

Director, Pay As You Go Builders
5 stars 5 stars 5 stars 5 stars 5 stars

“Very clever software that allows us to quickly create, analyse and control the quality of appraisals across our development funding pipeline.

The report function allows us to easily distribute appraisal reports to all stakeholders.”

Nick Slater

Founder, Lendington
5 stars 5 stars 5 stars 5 stars 5 stars

“I have been blown away by Aprao. I'm a new developer and needed to run appraisals on various properties and I couldn't find the right excel spreadsheet templates to help.

Not only is Aprao's interface incredibly simple, it includes every necessary detail needed to develop a solid report - automated. Their customer support is excellent, with personal instruction videos to help.

I would recommend to any developer, new or experienced as it's so quick and easy.”

Rachael Wardle

Co-Founder, HubHouze
5 stars 5 stars 5 stars 5 stars 5 stars

"I’ve been using Aprao for a few weeks now and it is an absolute must for any active developers.

The interface is very user friendly and logically set out. We’re appraising a number of opportunities a week, which Aprao enables us to plough through quickly to sort those worth pursuing from those that aren’t. The reports are professional and easy to read with a useful sensitivity analysis at the end.

I would highly recommend this product as a valuable addition to any developer’s digital toolset."

Daniel Barker

Managing Director, Peterloo Estates
5 stars 5 stars 5 stars 5 stars 5 stars

“We implemented Aprao a number of months ago now and have only seen positives from it. The team at Aprao are constantly updating the software with new features, which is brilliant. Lenders are also starting to hear about Aprao and approve of their methodology. Highly recommended!”

Harry Dee

Managing Director, Gatsby Group
5 stars 5 stars 5 stars 5 stars 5 stars

“Amazing product! It's a must use for the industry.”

Josh Fortnum

Director, HUT Projects
5 stars 5 stars 5 stars 5 stars 5 stars

“Fantastic software, easy to use and sets out all the relevant data in a clear, concise manner. And at a fraction of the price their competitors charge...”

Lee S.

Owner, 3D Property


Time saved running appraisals


Average working hours saved


Average savings on licensing costs

Aprao's collaboration with United Trust Bank is based on a shared passion for innovation in property development.

See what all the fuss is about - try Aprao today.


Sign up for a free trial